|
Non-conforming, sub-prime or bad credit mortgages are becoming common in today's mortgage environment and many of the mortgage lenders are now offering very competitive mortgage products to cater for this growing market.
THE OVERALL COST FOR COMPARISON IS 7.3% APR TYPICAL. THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. ASK FOR A PERSONALISED ILLUSTRATION.
At Independent Lending we maybe able to help whatever your financial circumstances. We have a dedicated 'bad credit mortgages' team with specialist knowledge on providing mortgage solutions for clients that don't typically fit the traditional lender's criteria.
Our expert advisers take you through the steps to repair and improve your bad credit rating and will support you through the bad credit mortgage process providing you with first-class, independent mortgage advice on all the options available, whatever your situation; first-time buyer, home mover, remortgaging, buy-to-let or Right to Buy.
We maybe able to help whatever the circumstances of your bad credit rating, including
(but not limited to):
* Mortgage, secured loan and rent arrears
* County Court Judgements (CCJs)
* Defaults
* Individual Voluntary Arrangements (IVA)
* Discharged bankrupt
* Repossession
* Self-employed with no accounts
--------------------------------------------------------------------------------------------------------------------
Independent Lending is a trading style of Vitty Alexander Financial Services Limited, which is authorised and regulated by the Financial Services Authority for pure protection, residential mortgages and general insurance business. We do not charge a fee for residential mortgage advice, however there is an administration fee for processing each of your standard residential mortgage contracts. The typical administration fee is £499, of which £199 is payable on application and the balance on completion. For impaired credit lending the typical fee is 1% of the mortgage loan of which £299 is payable on application and the balance on completion. For Self Certification Mortgages, the typical fee would be 1% of the mortgage loan of which £199 is payable on application and the balance on completion. For Buy to Let Mortgages a fee of 0.5% of the mortgage loan size applies, of which £250 is payable on application, with the balance payable on completion.
Trading Address and Registered Office: 4 Westbrook Court, Sharrow Vale Road Sheffield. S11 8YZ
Registered in England and Wales Number 5479920
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
Top. |
