Our Fees

During our initial meeting we will complete a Mortgage & Remortgage questionnaire so that we can give you the appropriate advice. Once we have made our recommendations to you we will confirm our advice in writing.

Standard residential mortgages

You pay a fee of £499 for each of your mortgage contracts. This is payable at the time of application. In addition we receive commission from the lender.

Alternatively you may pay a fee of 0.75% of the mortgage amount payable on completion and any commission received from the lender will be returned to you after completion. On a mortgage of £150,000 the fee payable on application would be £1,125.

You will receive a key facts illustration when considering a particular mortgage or lifetime mortgage, which will tell you about any fees relating to it.

For further information please call 0333 344 8878

Buy-to-let mortgages

You pay Independent Lending an administration fee of 0.5% for processing each of your mortgage contracts; £250 payable on application and non-refundable should you choose not to proceed and the balance payable on completion. This fee can be added to the mortgage loan subject to lender agreement.

Commercial Mortgages

You pay Independent Lending an administrion fee of typically 1% for each commercial application. £250 payable on application and non-refundable should you choose not to proceed and the balance payable on completion. This fee can be added to the mortgage loan subject to lender agreement.

Refund of fees

You will receive a full refund if we are unable to secure an offer from any lender. If the application does not proceed for any other reason you will not receive a refund.

Why not contact us now to see what we can advise you on.

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Independent Lending is a trading style of Vitty Alexander Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority for pure protection, residential mortgages and general insurance business. We do not charge a fee for residential mortgage advice, however there is an administration fee for processing each of your standard residential mortgage contracts. The typical administration fee is £499, of which £199 is payable on application and the balance on completion. For Buy to Let Mortgages a fee of 0.5% of the mortgage loan size applies, of which £250 is payable on application, with the balance payable on completion.

Trading Address and Registered Office: Westbrook House, Wreakes Lane, Dronfield, Sheffield S18 1LY
Registered in England and Wales Number 5479920

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

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